Easily apply for Home Loans
Managing paper-work, liaising with bank employees, establishing clear timelines are just some of the things we do to help you procure a Home Loan fast and easily.
Why choose Synergic:
From the past 15 years, Synergic has focused on getting its valued customers the Home Loans that are just right for them. We have not diluted our attention to help all comers with all kinds of loans. Herein lies our USP. Not only do we understand the Home Loan industry inside out, we have also seen it evolve with changing customer expectations, technological advances and fierce competition between banks.
Our relationships are decades old with banks and the key resources in the Home Loan disbursement process. These are relations built on trust, transparency and delightful customer service.
Synergic takes pride in helping its customers procure Home Loans lightning fast through its well established channels, systems, processes and relationships. We ensure that you get the best loans at the lowest interest rates. We provide doorstep service with pickup and drop of documents, and more importantly, consultation, at times and places convenient to you.
Experience, eye for detail, anticipating upcoming offers, established skillsets to compare home loans and relationships are the core ingredients of our customer service. Our esteemed customers stand testimony of our delivery beyond expectations.
What our customers can expect
Process Transparency
Robust Communication
End-to-end process ownership
Dedicated Relationship Manager
Fast loan clearing for eligible customers
After procurement services like loan transfer
Eligibility
| Criteria | Salaried | Self-employed |
|---|---|---|
| Age |
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| Employment Type |
Working in a
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Working in a
|
| Employment Type |
|
|
Documents
| Criteria | Salaried | Self-employed |
|---|---|---|
| Applcation Form | Application form with a recent photograph | Application form with a recent photograph |
| Employment Type |
|
|
| Proof of Income |
|
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| Proof of Residence |
|
|
| Co-applicant |
Co-applicant is mandatory. Additionally, Woman co-applicant is mandatory in certain cases
|
Co-applicant is mandatory. Additionally, Woman co-applicant is mandatory in certain cases
|
Frequently Asked Questions
1) Is the Home Loan linked to EBLR?
Yes, the Home Loans are linked to EBLR and likely to change as per the Repo rates of RBI.
2) Can existing borrowers avail the benefits of the new interest rate?
Yes, on a quarterly basis.
3) Are there any costs associated with migrating to the new structure?
There could be charges from time to time if there is any change in the structure of the rate of interest. For example if you want to change from MCLR structure to EBLR structure, then the charges are applicable as levied by the bank.
4) When does the rate of interest change?
On a quarterly basis, if there is any change in Repo rates.
5) What are the types of Home Loans that I can avail through you?
Term Loan and Overdraft on Home loan are the two types of loans we help you procure.
6) What are the documents required from an existing Home Loan customer at the time of final demand of possession?
- Original Demand Letter
- Completion Certification Copy
- All payment Receipts for own contribution and also for the bank loan
- payments made to developer.
- Property Insurance
7) Are there any pre-payment or fore-closure charges?
No there are no charges for pre-payment or fore-closure.
8) What are the types of charges for applying for a Home Loan?
- Processing fees as applicable from the bank’s side from time to time.
- Legal fees if the project is not approved
- Valuation fee as applicable
- Equitable Mortgage
- Notary Stamppaper
- Intimation to Mortgage
- Cersai
- Property Insurance mandatory at the time of possession
9) What is the Turnaround Time (TAT) for pre-approval of Home Loan.
3 working days since the time we receive all relevant documents.
10) Is Home Loan insurance mandatory?
No it is not, but is highly advisable to avail the same, to safeguard the family in case any mishap occurs with the loan borrower.
11) Can NRIs procure Home Loans in India?
Yes. The conditions being:
a)The property should be in India.
B) NRI
Account is mandatory with the bank from where the loan is being availed.
What Our Customers Say
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Vijay Desale
Nashik
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Odio fermentum, egestas adipiscing tempus ultrices turpis. Semper sit sapien, lectus velit malesuada in faucibus. Mattis volutpat amet elementum feugiat.
Vijay Desale
Nashik
Synergic is a 30+ team of experienced professionals from the field of Real Estate Financing. Till date, we’ve catered to more than 20,000 clients in our 15 years of customer service.
